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Showing posts with label bantuan. Show all posts
Showing posts with label bantuan. Show all posts

Friday, 30 May 2025

Don’t bite the scammers’ bait

 


PETALING JAYA: Staying alert and cautious about potentially deceptive online links is not just a matter of good practice; it is an essential defence against cunning scammers who aim to drain the bank accounts of unsuspecting victims.

Recently, scammers have exploited various forms of monetary and welfare aid offered online by the government, particularly targeting the lower-­income group by masking hyperlinks to deceive applicants.

Certified fraud examiner and anti-money laundering specialist Raymon Ram (pic) advises that being cautious of suspicious online links can help reduce the risk of online scams.

He said that in addition to emails, malicious links are now appearing across various channels, including short message services (SMS), WhatsApp or Telegram applications, social media posts and pop-up windows.

These links frequently disguise themselves as coming from reputable sources, including government agencies, banks and various service providers.

“Scammers have become skilled at making their links appear legitimate, but there are several red flags online users could look out for,” he said.

He said scammers often create websites that mimic real organisations by adding small typos or extra words to genuine website addresses to hoodwink their potential victims.

Raymon said users should check the core or root domain that comes before the top domain, like “dot com”, “dot gov”, or “dot my”, to make sure it matches the real one they want to use.

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“Users should be aware that the Hypertext Transfer Protocol Secure protocol (HTTPS) does not assure safety, and neither does the padlock icon, as scammers can easily obtain these certificates.

“HTTPS alone does not prove a site’s legitimacy, as it simply means the data sent is encrypted,” said the founder and managing principal of Graymatter Forensic Advisory, a company that specialises in financial forensics.

He said scammers also insert messages that appear urgent or may emotionally trigger users to react and proceed without caution.

“Examples of such messages include phrases like ‘your account will be suspended’ or ‘claim your prize now’.

“Other indicators of potential scams are poor grammar, misspellings and generic greetings.

“Also, in contrast, legitimate organisations typically address individuals by their names and maintain a professional and formal tone.

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“Users are also advised to preview or scrutinise links to ascertain their destinations before clicking on them.

“If users are unsure, it’s best to avoid such links and verify their authenticity with the institution they are trying to reach,” Raymon said.

Asked whether a single click on a scam link can result in the loss of someone’s bank account, he clarified that it typically requires multiple actions for users to lose their funds.

Raymon said there are three main pathways that lead to online theft, namely through phishing websites – where a user clicks a link and lands on a fake bank login page before providing their username, password and one-time code.

Scammers eventually use the details to access the real account and transfer money, he added.

He said another tactic is to embed malicious mobile applications such as APK files.

“A user clicks on a link that tells them to install an unofficial Android app.

“The app takes over the device and reads SMS messages, intercepts OTPs, or puts up fake banking screens to get login information.

“These programmes allow scammers to watch the user’s activities and capture sensitive information.

“Hence, it is not the first click itself that empties a bank account but a chain of actions that occurred earlier,” he said.

He said scammers also hide dangerous links to trick people, which is a common method used in phishing and other scams.

“Scammers may hide links in several different ways.

“One example would be putting up a button or text that says ‘Visit Bank Negara’, but a hidden link that takes people to a different website,” Raymon said.

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Related posts:

Your first line of defence, tracking scams: National Scam Response Centre (NSRC), 997 hotline, National Fraud Portal (NFP), emakMule portal



Saturday, 25 June 2022

12.6 million cash aid to benefit from BKM for the B40 group ?

 

  12.6 million to benefit from BKM

 

 BKM cash aid totalling RM8 bil, largest in country's history, says Zafrul

 

PM announces additional assistance under Keluarga Malaysia package

The B40 income group will receive additional cash assistance under the Bantuan Keluarga Malaysia (BKM) aid to help alleviate their financial burden.

Prime Minister Datuk Seri Ismail Sabri Yaakob, in a special announcement, said each household receiving the BKM aid would receive RM100 while single individuals would get RM50.

The move will benefit over 8.6 million people, comprising four million households, 1.2 million senior citizens, and 3.4 million single individuals, he said.

He added that the payment would be made in four stages starting June 27.

The decision to provide the financial assistance was taken after the government took into consideration the rising cost of living including increase in food prices, he said. 

 Alleviating burdens: Ismail Sabri speaking at the special announcement press conference at the Perdana Putra building in Putrajaya. — Bernama

Alleviating burdens: Ismail Sabri speaking at the special announcement press conference at the Perdana Putra building in Putrajaya. — BernamaAlleviating burdens: Ismail Sabri speaking at the special announcement press conference at the Perdana Putra building in Putrajaya. — Bernama

“Each BKM recipient will receive up to RM500 according to their respective BKM qualification categories.

“The additional cash assistance paid together with the BKM Phase 2 payment involves an additional allocation of RM630mil,” said Ismail Sabri.

This, he said, would make the total allocation of BKM aid to RM1.74bil.

The assistance of up to RM2,500 for the B40 households announced for Budget 2022 last year was the largest incentive to date by the government, he added.

For more information and to check the application status, the public can visit https://bkm.hasil.gov.my/ from Monday. 

Ismail Sabri also said that the temporary price subsidy for bottled cooking oil introduced during the Covid-19 pandemic would be discontinued from July 1.

The subsidy was for the 1kg, 2kg, 3kg and 5kg bottled cooking oil to help the rakyat facing difficulties during the pandemic.

“The government decided not to extend the subsidy for bottled cooking oil as it does not meet the initial goal of the initiative to help those affected by the pandemic.

“We also found that the assistance provided was misused by certain people including the commercial sector, industries and because of smuggling,” he said, adding that the oil subsidy cost the government RM55mil per month, which was initially slated for only three months from Aug 2021.

He, however, clarified that the subsidy for cooking oil in 1kg packets that was first announced in 2007 was still in effect.

“There was talk that the subsidy for cooking oil in packets was removed. It was not and is still subsidised,” he said.

The government has spent RM4bil in subsidies for cooking oil this year, compared to RM500mil in 2020 and RM2.2bil in 2021.

“The government subsidised 60,000 tonnes of cooking oil, which is more than the public requirement of 55,000 tonnes per month,” he added, referring to the 1kg packet cooking oil.

 Source link

Here's How To Apply For Bantuan Keluarga Malaysia 2022 BKM ...

Here’s How To Apply For Bantuan Keluarga Malaysia 2022 (BKM)

 https://www.therakyatpost.com/news/malaysia/2022/01/03/heres-how-to-apply-for-bantuan-keluarga-malaysia-2022-bkm/

 

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Saturday, 30 January 2021

Block out background Zoom noise

Bothered by the background noise of Zoom calls? Here’s how to block it out



https://youtu.be/w7du4bng31I 




Teachers on Zoom calls with students ages five to eight who are at home or in daycare might find this a familiar bugbear: the sounds of other children, siblings, parents and barking dogs. 

The students have noise-canceling headphones that block the noise for them, but not so much the teachers.

In addition, some students use iPads that have a plug for their headphones but no plug for a noise-cancelling external microphone (headphones that include microphones are expensive).

If this is what you’re facing, block the background racket by using noise-cancelling software instead of noise-canceling microphones.

There are two types of this software: The Zoom video call app, which has controls for cancelling out background noise at the student’s end of the conversation, and third-party programs for your computer that cancel out student background noise before the sound plays through your computer’s speaker.

In order to use the Zoom noise-cancelling feature, your students must connect to the call via the Zoom app on their iPads (as opposed to connecting without the app through the Zoom website).

In addition, an adult must examine the app’s settings to make sure they aren’t set to “original sound”, which means background noise is not filtered out. Toggling off “original sound” automatically turns on background noise cancellation. (For directions, clic here.)

Unfortunately, the noise-cancellation feature in the iPad Zoom app has its limits. Unlike the computer app, the iPad app doesn’t let you adjust to block specific types of sounds. It also doesn’t allow noise cancellation to be increased or decreased.

A better solution may be to download a third-party noise-cancellation program to the PC or Mac that you use for Zoom sessions. The app most suited to your needs is probably Krisp, which can filter out student background noise before you hear it. Krisp is free to use for up to 120 minutes a week; unlimited use costs US$5 (RM20) a month. (See details here and downloads here). – Star Tribune (Minneapolis)/Tribune News Service

Source link

Background noise suppression – Zoom Help Center

 

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PERMAI stimulus package RM15b for MCO 2.0

 

The reopening of schools, childcare centres and institutes of higher learning during MCO 2.0, CMCO, RMCO

 

Covid-19 CMCO: daycare centres SOP. One-off grant of RM5,000 for childcare centres

 

RM5,000 grant: Lifeline for childcare centres - New Straits Times

 

https://youtu.be/9evJFXr_Z7Y PM: Govt targets SMEs and mid-tier firms in short-term economic recovery package In his special address..

Block out background Zoom noise

Bothered by the background noise of Zoom calls? Here’s how to block it out



https://youtu.be/w7du4bng31I 




Teachers on Zoom calls with students ages five to eight who are at home or in daycare might find this a familiar bugbear: the sounds of other children, siblings, parents and barking dogs. 

The students have noise-canceling headphones that block the noise for them, but not so much the teachers.

In addition, some students use iPads that have a plug for their headphones but no plug for a noise-cancelling external microphone (headphones that include microphones are expensive).

If this is what you’re facing, block the background racket by using noise-cancelling software instead of noise-canceling microphones.

There are two types of this software: The Zoom video call app, which has controls for cancelling out background noise at the student’s end of the conversation, and third-party programs for your computer that cancel out student background noise before the sound plays through your computer’s speaker.

In order to use the Zoom noise-cancelling feature, your students must connect to the call via the Zoom app on their iPads (as opposed to connecting without the app through the Zoom website).

In addition, an adult must examine the app’s settings to make sure they aren’t set to “original sound”, which means background noise is not filtered out. Toggling off “original sound” automatically turns on background noise cancellation. (For directions, clic here.)

Unfortunately, the noise-cancellation feature in the iPad Zoom app has its limits. Unlike the computer app, the iPad app doesn’t let you adjust to block specific types of sounds. It also doesn’t allow noise cancellation to be increased or decreased.

A better solution may be to download a third-party noise-cancellation program to the PC or Mac that you use for Zoom sessions. The app most suited to your needs is probably Krisp, which can filter out student background noise before you hear it. Krisp is free to use for up to 120 minutes a week; unlimited use costs US$5 (RM20) a month. (See details here and downloads here). – Star Tribune (Minneapolis)/Tribune News Service

Source link

Background noise suppression – Zoom Help Center

 

Related posts

 

PERMAI stimulus package RM15b for MCO 2.0

 

Covid-19 CMCO: daycare centres SOP. One-off grant of RM5,000 for childcare centres

 

RM5,000 grant: Lifeline for childcare centres - New Straits Times

 

https://youtu.be/9evJFXr_Z7Y PM: Govt targets SMEs and mid-tier firms in short-term economic recovery package In his special address..