Freedom, GEABSOLUTE POWERS CORRUPT ABSOLUTELY, General Election (GE15), Malaysia, Politics, polling Nov 19: Destroy Umno for the betterment of Malaysia, race, religion, Solidality, support Aliran for Justice

Share This

Showing posts with label Wong Chun Wai. Show all posts
Showing posts with label Wong Chun Wai. Show all posts

Sunday 8 October 2017

Another government department, seriously? Beef up the existing enforcement agencies !


YET another government department is going to be set up. Isn’t it common knowledge that the Government has serious budget constraints and is not recruiting to add to an already bloated civil service? And now, another tale of bureaucracy is being spun.

No wonder Malaysian Anti-Corruption Commission chief commissioner Tan Sri Dzulkifli Ahmad is upset over the planned formation of the National Integrity and Good Governance Department (JITN)

Minister in the Prime Minister’s Department Datuk Paul Low has said the proposed department is expected to improve good governance in the civil service.

How would the JITN as a new and probably tiny department be able to do the job? It would probably involve plenty of miracles since there is a reported 1.6 million civil servants to deal with, although Cuepacs says the figure is only at 500,000. It will be a Herculean task to move this mountain of manpower for what’s needed.

Low must surely have good intentions in wanting to set up the JITN, but its objectives and plans remain, at best, vague, at this point.

Its name and role seem almost identical to that of the Integrity Institute of Malaysia (IIM) and Enforcement Agency Integrity Commission.

The IIM, the brainchild of then Prime Minister Tun Abdullah Ahmad Badawi, was set up in 2004 and continues to function.

Its website reads: “IIM’s role is to facilitate the aims and objectives of the National Integrity Plan (NIP). The main objective of IIM is to act as a machinery in the implementation of the NIP towards developing a nation that is of high integrity, resilient and that embraces universal good values.”

The key roles of the institute are: to conduct research related to the integrity of institutions and that of the community; to organise conferences, seminars and forums; to elicit opinions from various sectors on the progress made or on the obstacles faced in implementing integrity; to publish and circulate printed materials as well as formulating and implementing training and educational programmes; to recommend new policies for the enhancement of integrity and ethics; and to advise the Government on strategies and programmes in enhancing integrity.

The voice of cynicism is growing loud and people are questioning the functions of this department, more so if it has no bite. MACC has strongly objected to it, with Dzulkifli labelling it a waste of public funds.

Who can blame the graft buster for being disgruntled? His investigators are overworked and the department understaffed, under budget and now, suddenly, the MACC learns that a new department is to be set up.

If it has no powers and does not concern the MACC, then it is on its way to being another government department which publishes more reports that nobody reads and which will most likely end up gathering dust.

Dzulkifli, who is hard-pressed to secure a heftier budget for his department, has publicly objected to the setting up of JITN, saying the funds could be better used to enhance current enforcement agencies and the wellbeing of its staff.

“What needs to be done is improve and strengthen the laws, human resources and welfare of existing agencies.

“The Government should oversee the welfare of law enforcers. Go and see the conditions of police barracks. They are poorly maintained,” he said.

Dzulkifli urged the Government to re-examine the salaries and housing schemes of law enforcers.

“If we want to decrease corruption and abuse of power in enforcement agencies, the problem will not be solved if law enforcers do not have their welfare taken care of.

“I will defend them (law enforcers) when needed, and take action against them (if they do wrong).

“But we also need to see the state of their welfare,” he told reporters at a corruption-free pledge signing ceremony in Sungai Petani recently.

“Forming a new department will be costly and require hiring new staff. Their scope of duties will be similar to (that of) other law enforcers,” he added.

And even in less-than-ideal circumstances, the MACC has continued with its crime-busting duty, its stats backing up its hard work. Up to last month this year alone, the commission has arrested 728 individuals, including 349 civil servants, 215 members of the public and 151 from the private sector.

So far, 316 people have been accused of corrupt practices this year. Nearly half of them – 155 individuals – are from the civil service. Last year, only 113 civil servants had the long arm of the law catch up with them.

MACC statistics reveal that 1,629 cases (up to last month this year) involved civil servants, compared to 2,008 the whole of last year, with 654 cases concerning members of the public and 174 involving those from the private sector.

Until September this year, 432 investigation papers were opened against civil servants, compared to 526 last year. Half of that figure – 215 – implicated members of the public, 102 members of the private sector, and seven from other categories, including politics.

Up until last month, 756 investigation papers were opened.

Low said the Cabinet has given the green light for the setting-up of JITN to serve as a coordinating body to lead transformational changes in the public and private sectors.

He said the department would focus on good governance, integrity and human rights. How it will co-exist with Suhakam (Human Rights Commission of Malaysia) is something which needs explaining.

JITN received the Cabinet’s nod on July 28, and is currently under review by the Public Service Department pending final approval. The department was previously a division under Low in the Prime Minister’s Department.

There isn’t much the MACC can do now since the Cabinet has already approved the move.

But what the Government should consider doing is to beef up the MACC where manpower and resources are concerned, given the flurry of cases flying its way.

By Wong Chun Wai The Star

Wong Chun Wai began his career as a journalist in Penang, and has served The Star for over 27 years in various capacities and roles. He is now the group's managing director/chief executive officer and formerly the group chief editor.

On The Beat made its debut on Feb 23 1997 and Chun Wai has penned the column weekly without a break, except for the occasional press holiday when the paper was not published. In May 2011, a compilation of selected articles of On The Beat was published as a book and launched in conjunction with his 50th birthday. Chun Wai also comments on current issues in The Star.


Related Links:

Corruption continues despite ethical courses

RM1.5bil siphoned off over six years - Nation

“Warisan veep arrested”

MACC: RM1.5bil siphoned from federal rural project funds in Sabah

Zahid: Peter Anthony's arrest not politically motivated

Shafie’s ‘key ally’ arrested

MACC freezes RM29mil more in Sabah case - Nation 

MACC freezes RM10mil in SDFC probe - Nation

MACC raids 15 locations in ministry theft case - Nation

Minister's political aide remanded - Nation


Related posts:

RM40mil siphoned off from the Malaysian Human Resources, Skills Development Fund Corp !


Huge Civil Service Size, Attractive Emoluments and Benefits are costing Malaysia ! 

Prized job: While long-term security like the pension scheme free healthcare and easy loans have been among the perks of joining the ...
 

Bloated civil sevice in Malaysia must cut down the size and salaries 

 

Call on the Government to downsize the country’s bloated civil service

 

Ministers may face conflict of interest, says Tunku Abdul Aziz:  "If you have no power, you cannot abuse it. Civil servants hav...

Time to take fight against graft to the top, say group

 

Engineer vs Doctor

 

Arrest decline in productivity and competitiveness in Malaysia

 

Huge Civil Service Size, Attractive Emoluments and Benefits are costing Malaysia !

 


Adam at the MACC office in Putrajaya today prior to his arrest by the anti-graft body. – BBX-Images Anti-graft investigators l...

  Sabah's watergate scandal unfolds THE amount involved in Sabah’s watergate scandal is unbelievable. The Malaysian Anti-Corru... 
 

Year in review 2016 - MACC makes record haul in 49 years from top officers of Sabah Water dept 

 

Behind BJ Cove houses at Lintang Bukit Jambul 1 is an IJM Trehaus Project.  Approximate Coordinates : 5°20'38.47"N,100°16&#...

Sunday 16 July 2017

All in a day's words in politics


Some phrases have become jargon for lawmakers. Many have been overused, and in most cases misused, by this category of people.


Ten most incredible remarks by our (or any other) politicians:


1. Playing politicsOne politician accusing another politician of “playing politics”. If politicians are not playing politics, then what are they supposed to be doing? We expect politicians to, well, play politics and to engage in politicking. That’s their job and that’s the skill they’ve honed. Can we imagine, say, a footballer accusing another of the same act – “he is only playing football.” It’s bizarre when politicians point fingers at their counterparts for playing politics, often with negative connotations, as it amounts to accusing their reflection in the mirror.

2. Serving the people and country
Every politician in any given country says the same thing. They are supposedly only interested in serving the people, the country, religion, race, pets, families and everything they can think of – except themselves! And we are expected to believe that that’s their noble cause and that they don’t have any ulterior ambitions. Yet, they will spend their entire time and resources kicking, back-stabbing, bad-mouthing and clawing their way to the top! Of course, we will duly be told that they can serve the people “better and effectively” the higher they reach, all in the name of the people’s benefit, of course.

3. I will “take note” of the proposal –
Which means the politician will do nothing. In fact, if your staff or colleague spouts the same phrase, it only amounts to the person not deserving a pay rise. Lazy bones syndrome? Highly likely! It’s almost an expression of inertness. Amazingly, it has now become the standard “tactical response” used by politicians to answer fellow Members of Parliament on the opposite bench during Question Time.

4. I “will study” the proposal
This gives the above a run for its money.

The same disinterested, non-committal reply, aka, “I am doing nothing about it”. This merely amounts to, “We will form a sub-committee/a committee/a task force/action committee to study the matter and a report will be submitted to another committee, which will then deliberate the findings.” In short – nothing happens for a while, or probably in the end, nothing happens at all.

5. “I have been misquoted by the press”
This means the politician has screwed up by putting his foot in his mouth (foot-in-mouth disease?), and the only way to get out of the mess, is well, to deny having said it all together.

And if he did say it, then blame the media for taking it “out of context”. And in their minds, this equals: the media has an ulterior motive; the media is biased; the media has an agenda; the media creates fake news.

Well, if the media produces audio or visual evidence to prove the politician’s folly with the said contentious remarks, then the standard operating procedure would likely be “well, I did say it, but I did not mean it THAT way,” or “you did not quite understand what I said”.

6. Fake news
It has frighteningly and sneakily crept its way into Malaysian politics from the United States, President Donald Trump its greatest purveyor. The fake news accusation is a good tactical move to defend illogical/embarrassing situations created by politicians, and used to near perfection by Trump.

It is just as handy for scatterbrain politicians.

7. Trust me
When a politician requests this faith, you know you should believe in your own instincts and scurry in the opposite direction. But it has to be the most overused and, consequently, misused phrase by politicians everywhere, perhaps perfected by North Korean leader Kim Jong-un, who doesn’t even have to worry about standing for elections!

8. Dementia
It’s a disease all politicians should contract if they wish to survive long in the merciless business of politics. You are expected to lose your memory of past actions against your opponents, if it means, you are now required to swallow your indignation to forge a new political partnership.

“What? I took action against you? Did I? It can’t be, it’s someone else who did it. Not me. If I did, well, I hope to pardon you soon.” Sound familiar?

9. The opposition is only interested in toppling us
Well, that’s exactly their job scope, isn’t it ... to take over from the present administration? If they are not interested in toppling existing governments, then aren’t they wasting their time in the opposite side of the camp?

10.
There are no permanent enemies, only common interests – In Malaysia, our politicians have turned this into a near artform, hopping in and out of bed so much so voters end up losing track of the number of strange bedfellows.

Let’s not even get into the pillows and strange dreams, or nightmares that have been created for getting in the same sack. One day, a party is accusing another of being an “infidel”, and the next, it is actually working with “infidels”. Almost predictably, after that, it is seen to be friendly with the same party that it has been crossing swords with for decades.

Meanwhile, divorces are announced for the break up with the infidels, yet, the desire to stay in the same house remains, because, well, the rakyat needs to be served.

That’s not all, and this one is even more incredulous – a leader once threw his opponents into the slammer for all kinds of offences, ranging from threatening internal security to sexual perversion, but in the very next instance, touted his once greatest enemy as the leader-in-waiting and probably gave him a BFF status on his FB. Of course, our voters are expected to subscribe to all of this and believe it’s for their own good.

On The Beat by Wong Chun Wai

Wong Chun Wai began his career as a journalist in Penang, and has served The Star for over 27 years in various capacities and roles. He is now the group's managing director/chief executive officer and formerly the group chief editor.

On The Beat made its debut on Feb 23 1997 and Chun Wai has penned the column weekly without a break, except for the occasional press holiday when the paper was not published. In May 2011, a compilation of selected articles of On The Beat was published as a book and launched in conjunction with his 50th birthday. Chun Wai also comments on current issues in The Star.

Related posts:

Mind your words, please! 

 

Mereka Rasuah Kita Bayar! 3J drive: Jangan Kawtim, Jangan Hulur, Jangan Settle! 

 

Let us do more against graft, bring corrupt culprits to court fast ! 

 

Yes, right to comment on Perkasa Chief Ibrahim Ali, selective non-prosecution by A-G! 

 

Service first, don't waste energy and resources in unproductive ways ! 

Sunday 11 June 2017

Earn your money the right way: no quick buck, get paid only for honest, hard work


Get-rich quick schemes drawing the interest of those who want to make a quick buck but really, there is no substitute in getting paid for honest, hard work


AS a Penangite, I am always asked by my colleagues and friends in the Klang Valley why is it that most get-rich-quick schemes are located in the island state and the investors mostly its citizens.

I have asked that same question myself, since I’ve heard enough stories of relatives and friends who have been entangled in this web of financial crookery.

It’s not something new. It used to be called the pyramid scheme and Ponzi but, like most, it is just another scam. The new term is ‘money game’ and it’s probably called this to warn new participants that there will be winners and losers, like in any other game.

However, no one is listening because most people are merely interested in the quick returns from their investments.

There are some reasons why Penang lang (Hokkein for people) have warmed up to these quick-rich con jobs.

Penang is a predominantly Chinese state and rightly or wrongly, the appetite for risk there is higher. Some may dismiss risk as a euphemism for gambling, but the bottom line is, many of its denizens are prepared to roll the dice.

Given that there are so few police reports lodged against operators, despite the huge number of investors, indicates the readiness of these players to try their luck.

They clearly are aware of the element of risk involved when they lay their money down, but the huge returns override any rational thinking. No risk, no gain, they probably tell themselves.

Making police reports against operators also runs the risk of “investors” getting their money stuck if the accounts of the scammers are frozen.

Risk-taking is nothing new to many Penangites. This is a state with a horse-racing course and plenty of gaming outlets. Is it any surprise then that a spat is currently playing out between politicians over allegations that illegal gaming outlets are thriving there?

One politician believes the state government does not have the authority to issue gambling licences and “to single out Penang also ignores the fact that gambling is under the Federal Government’s jurisdiction. We don’t issue such licences.”

It’s bizarre because no one issues permits to illegal gaming outlets. That’s why they are called illegal.

But there are some fundamental sociological explanations to this fixation on earning extra money in the northern state.

The cost of living has gone up there ... and everywhere, too. For the urban middle class, it is a monthly struggle managing the wages – after the deductions – settling the housing and car loans, and accounting for household items such as food, petrol, utility and tuition for the children.

The cost of living in Penang may be lower than that in the Klang Valley, but it is not cheap either. Any local will tell you that the portion of char koay teow has shrunk, although the price remains the same.

But unlike the Klang Valley, where career development and opportunities are greater, the same cannot be said of the island state.

Many of us who were born and brought up in Penang, moved to Kuala Lumpur because we were aware of the shortage of employment opportunities there.

We readily sacrificed so much, moving away from our parents and friends, relinquishing the relaxed way of life and the good food for a “harder” life in the Klang Valley. We paid the price for wanting a better life.

Job advancement means better salaries, but in Penang, where employers have a smaller base, they are unable to match the kind of pay packages offered in KL.

So, an extra few hundred ringgit from such investments does make a lot of difference to the average wage earner.

It is not unusual for many in the federal capital to take a second job to ensure they can balance their finances.

I don’t think many Penangites expect to be millionaires, at least not that quickly, although JJPTR has become a household acronym since hitting the market in the last two years. As most Malaysians by now know, it stands for JJ Poor-to-Rich, the name resonating well with middle class families.

Its founder, Johnson Lee, with his squeaky clean, boyish looks, assured over 400,000 people of his 20% monthly pay-outs and even more incredibly, convinced many that billions of ringgit vanished due to a hacking job.

Then came Richway Global Venture, Change Your Life (CYL) and BTC I-system, among others. And almost like clockwork, Penang has now earned the dubious reputation of being the base for get-rich-quick schemes.

Having written this article while in Penang, I found out this issue continues to be the hottest topic in town, despite the recent crackdowns by the authorities.

My colleague Tan Sin Chow recently reported in the northern edition of The Star that “money games are on the minds of many Penangites.”

On chat groups with friends and former schoolmates, it has certainly remained very much alive.

Tan wrote: “Another friend, Robert, had a jolt when, a doctor he knew, told patients to put their money into such a scheme. A doctor!

“From the cleaners at his office to the hawkers and professionals he met, everyone, it seems, was convinced. None questioned how the high returns could come to fruition in such a short time.”

We can be sure that these get-rich-quick scheme operators will lie low for a while, but the racket will surface again, in a different form and under a different name.

There is no substitute for honest, hard work. Money doesn’t fall from the sky, after all.

BY Wong Chun Wai The Star

Wong Chun Wai began his career as a journalist in Penang, and has served The Star for over 27 years in various capacities and roles. He is now the group's managing director/chief executive officer and formerly the group chief editor.

On The Beat made its debut on Feb 23 1997 and Chun Wai has penned the column weekly without a break, except for the occasional press holiday when the paper was not published. In May 2011, a compilation of selected articles of On The Beat was published as a book and launched in conjunction with his 50th birthday. Chun Wai also comments on current issues in The Star.

Related posts:

Scheme or scam?: Multi-level marketing companies often conduct presentations to potential members promising financial freedom and a b...

  Facing action: Zhang being taken into custody by police after arriving in China. Zhang arrested in Indonesia and escorted back ... 



JJPTR boss and aides freed and rearrested to be handed to Penang cops  - The Star Online   Remand on founder and aides extended by... 

With the inclusion of the two investment schemes run by a company with international investors, there are now 302 firms in Bank Negara’s...



Supermarket shopping food THE biggest concern among Malaysians, as we head towards the general election, is the cost of living. It’s a... 



One man, many posts: Ooi showing the long list of various state departments and agencies chaired by Lim, apart from being chief minister,...



Chinese car-maker Geely to make Malaysia its global hub, help Proton drive into future

PUTRAJAYA: The entry of a major Chinese carmaker into Proton Holdings Bhd will not only ease its financial woes, but also bring fresh ...


Modern finance and money being managed like a Ponzi scheme ! Economic Collapse soon?

Monday 5 June 2017

What concerns Malaysians most ?

Supermarket shopping food

THE biggest concern among Malaysians, as we head towards the general election, is the cost of living. It’s as simple as that.

There have been plenty of political and religious side shows, but for many Malaysians, regardless of race, settling the many bills each month is what worries them the most.

Although Malaysia remains one of the cheapest countries to live in, its citizens have been spoilt for too long.

We are so used to having so many food items subsidised, including sugar, at one time, to the point that some of us have had difficulties adjusting ourselves.

Our neighbours still come to Malaysia to buy petrol, because ours is still cheaper than theirs.

But, as in any elections, politicians will always promise the heavens to get our votes. One of the promises, we have already heard, is the abolishment of the Goods and Services Tax.

No doubt that doing away with GST would appeal to voters, but seriously, even the opposition politicians calling for this are aware that it is a counter-productive move.

In the words of Tan Sri Mohd Sheriff Mohd Kassim, a highly-respected retired government servant, “it is too much of a fairy tale.”

The danger, of course, is that populist electoral pledges are always appealing, even if they are not rational.

Malaysia cannot depend on just about two million tax payers to foot the bill in a country of over 30 million people. It is unfair and unsustainable.

Taxing consumption gives more stability to revenue because income tax is regarded as highly volatile, as it depends very much on the ups and downs of businesses, according to Mohd Sheriff. When the market is soft, revenue collection always sees a dip.

For the government, which has already been criticised for having such a huge civil service, without GST, it could even mean its workers may not get paid when there is a downturn in the economy.

In the case of Malaysia, we have lost a substantial amount of revenue following the drop in oil price.

So, when politicians make promises, claiming plugging leakages is sufficient to end GST, it is really far-fetched and irresponsible.

The Malaysian tax system needs to continue to be more consumption-oriented to make it recession-proof, and, more importantly, the tax net just has to be widened. The bottom line is that, it is grossly unfair for two million people to shoulder the burden.

The government has done the right thing by widening the tax base and narrowing the fiscal deficit. The move to implement GST, introduced in 2014, has been proven right.

GST is needed to provide a strong substitute as a tax consumption capable of off-setting revenue loss from personal and corporate tax.

Beginning next month, India will join nearly 160 countries, including Malaysia, in introducing GST. Like Malaysia, when GST was first introduced, plenty of loud grumblings and doubts have rolled out.

Unlike Malaysia’s flat 6% across the board, India is introducing a more complicated four-tier GST tax structure of 5%, 12%, 18% and 28%, with lower rates for essential items and highest for luxury and demerits goods that would also attract additional cess. In Singapore, GST was introduced on April 1, 1994, at 3%. The rate was increased to 4% in 2003, then 5% in 2004. It was raised to 7% on July 1, 2007.

Some politicians came under fire recently for purportedly calling for the abolishment of GST, however, some others clarified that they had merely called for a reduction in the tax’s percentage.

Another top opposition politician has come out as the strongest opponent of GST, reportedly saying the claim that Malaysia needs GST is false.

Some other politicians have described GST as regressive, but have not come out with clear ideas on how it should be tackled.

Nonetheless, the ruling party should not make light of these electoral promises.

For many in the urban middle class, they feel the squeeze the most.

They have struggled against the rising cost of living, paying house and car loans, and earning deep levels of debt, as one report aptly put.

The middle class, consisting of over 40% of Malaysians, is also in the income tax bracket, it must be noted.

Last year, an economist was quoted saying that 2016 was a year of a shrinking urban middle class and a happy upper class.

Shankar Chelliah, an associate professor at Universiti Sains Malaysia, said that the Malaysian middle class shrank in metropolitan centres across the country, and that most of its members would end the year almost 40% poorer than they were in 2015.

He said this would be due to the withdrawal of cooking oil and sugar subsidies, depreciation of the ringgit, decrease in foreign inflows and increase in outflows, among other factors.

For many in this middle class range who do not qualify for BR1M handouts, the government clearly has to come up with a range of programmes which can relieve them of these burdens.

It isn’t race or religious issues that will appeal to voters – they want to know how they can lead better lives, and if the opposition thinks contentious issues will translate into votes, they will be in for a surprise.

It is true that the heartland will continue to deliver the crucial votes, and the ruling party will benefit from this, but Malaysia has also become more urban and more connected.

At the end of the day, it is the bread and butter issues that matter most. Let’s hear some solid ideas and programmes which will reduce the burden of Malaysians.

By Wong Chun Wai On the beat, The Star

Wong Chun Wai began his career as a journalist in Penang, and has served The Star for over 27 years in various capacities and roles. He is now the group's managing director/chief executive officer and formerly the group chief editor.

On The Beat made its debut on Feb 23 1997 and Chun Wai has penned the column weekly without a break, except for the occasional press holiday when the paper was not published. In May 2011, a compilation of selected articles of On The Beat was published as a book and launched in conjunction with his 50th birthday. Chun Wai also comments on current issues in The Star.

Related posts:

Prized job: While long-term security like the pension scheme free healthcare and easy loans have been among the perks of joining the ...


Money games, Earn money nothing can replace the old-fashioned hard-work, honesty; learn Jack Ma's way 

 

For the love of Datuk titles 

 

Many Malaysians are too obsessed with politics & race instead of expanding economic cake 

 

Yes, right to comment on Perkasa Chief Ibrahim Ali, selective non-prosecution by A-G!

 

The real fight of Malaysia is at the capital markets, not the racist card or silat !



Money games, Earn money nothing can replace the old-fashioned hard-work, honesty; learn Jack Ma's way


PUTRAJAYA: The entry of a major Chinese carmaker into Proton Holdings Bhd will not only ease its financial woes, but also bring fresh ...
 

Mereka Rasuah Kita Bayar! 3J drive: Jangan Kawtim, Jangan Hulur, Jangan Settle! 

 

Mind your words, please! 

 

YBs, please lend us your ears

Some of our lawmakers should re-focus their attention and find ways to help ease the cost of living. IT’S disturbing, to say the lea...

Sunday 30 April 2017

Money games, Earn money nothing can replace the old-fashioned hard-work, honesty; learn Jack Ma's way


Scheme or scam?: Multi-level marketing companies often conduct presentations to potential members promising financial freedom and a better lifestyle

There is no fast track to getting profits or income. Nothing can replace hard and honest work.


IT’s now called the money game but it has been around for awhile, only that it was referred to as multi-level marketing (MLM) or pyramid scams.

There seems to be a resurgence of such scams recently probably due to the economic slow down. While it may be safer to put one’s money in the bank, the reality is that the interest is not that great. It’s the same with unit trust investments.

So, there’s little surprise that many people are attracted to MLM scams, with its huge returns, although they know there’s always a risk behind these schemes (or scams).

These people are seemingly prepared to take the plunge.

New recruits are told to just deposit RM5,000 and stand to gain RM1,000 every month. That’s so attractive – and that is also how one gets sucked into the game.

Imagine this – if there are over 20,000 members and each of them places RM5,000 in the scheme, that works out to a whopping RM100mil collected. The numbers get higher with more members recruited.

And we wonder why there are not many reports made by the victims to the police or Bank Negara Malaysia against these con artists.

I have a relative who pours scorn on his father who works very hard to put food on the table but this arrogant young punk thinks he can make a huge pile of money without selling anything or working for anyone.

Another friend, who declared himself to be mentally-challenged to escape the bill collectors, used to laugh at those studying hard for their exams.

He said although he was illiterate, he would soon make millions and hire graduates to work for him. Of course, he didn’t see his millions.

These people were driven by pure greed, really. Social media is filled with stories of young people making tonnes of money, often living in Dubai, or driving around in gold-plated luxury cars.

Sometimes, famous personalities are dragged in to be part of these advertisements – without their consent, naturally.

Of course, Google and Facebook are not responsible for these fake news and fake advertisements.

The scams include binary option trading which is essentially an unregulated, and sometimes, fraudulent, mainly offshore activity.

Binary option trading involves predicting if the price of an underlying instrument – shares or currencies, for instance – will be above or below a specified price at a specified point in time, ranging from a few minutes to a few months in the future.

Those involve in it receive a fixed amount of money if the prediction is correct or lose the investment otherwise. It is essentially a “yes” or “no” betting, hence the name binary, according to one report.

But that’s another story.

The one that is hitting Malaysians – particularly those in Penang where many scams seem to surface – is the straightforward MLM.

To be fair, there are legitimate MLM businesses. These actually sell products. Members have to sell real products to earn their income, and not sell membership.

You know you are getting into a pyramid scam when they tell you to just put your feet up and get more people to join in.

The MLM is simply about finding new members – or rather, new victims. It is as good as paying you some silly fake gold coins. In some cases, even so-called virtual coins.

You are told that the more members you recruit, you will double or triple your income. The pyramid will come crashing down once no new members are recruited anymore.

But some dubious MLM have gotten smarter. They sell products but they are mostly “worthless” goods like accessories, stones, cosmetics, health and beauty products, among other things. Some sell low-quality health gadgets with unproven scientific claims.

Come on, don’t tell me your home is filled with air purifiers and magic water dispensers? Or you have some lucky charm? Or stones?

According to Mark Reijman, who advocates financial literacy, these MLM use cheap products to hide the fact that members are actually investing in a pyramid scheme,

He said the products are there simply to hide the truth. Members are investing in a pyramid scheme!

“If the MLM cannot explain the source of profits or give details about the technology of the products, or do not permit you to show your contract to outsiders, they are hiding the fact that their product is useless and the profits come from new recruits and not from product sales.

“Be wary when you are asked to buy a large inventory of the product. Don’t fall for ‘patented’ or alleged ‘US technology’ or secret recipes. It’s all smoke and mirrors.”

He advised the public to be on the alert if the product is not sold through regular channels that have served societies for millennia, such as stores and (online) market places.

“If it is such a great product, why can it not be sold through other channels? Perhaps because those channels don’t allow you to recruit new members and they want to protect their reputation against fake or low quality products?”

There is a lesson here – nothing can replace the old fashioned values like hard work and having honest earnings. Greed should be kept at bay.

In short – pyramid schemes are unstable because at every new level it will require more recruits in an exponential manner, as Reijman warns.

Soon, the scam will run out of people who fall for the scam, at which time the payments stop and that’s when press conferences are called by the victims.

Millions lost because of a hacking job? – now that’s something new.


By wong Chun Wai On the beat

Wong Chun Wai began his career as a journalist in Penang, and has served The Star for over 27 years in various capacities and roles. He is now the group's managing director/chief executive officer and formerly the group chief editor.

On The Beat made its debut on Feb 23 1997 and Chun Wai has penned the column weekly without a break, except for the occasional press holiday when the paper was not published. In May 2011, a compilation of selected articles of On The Beat was published as a book and launched in conjunction with his 50th birthday. Chun Wai also comments on current issues in The Star.

Related:

Company under the spotlight after investors did not receive payment ...

 

I am still in Malaysia, says JJPTR founder on FB page - Nation

 

 

Cops start probe into JJPTR - Nation | The Star Online

 

Get rich or poor schemes - Business News | The Star Online

 

More forex schemes are falling apart - Nation | The Star Online

 

Virtual money scheme offering 24% returns - Nation | The Star Online

 

Penang mall where cash is not king - Nation | The Star Online

 

Money games in Malaysia see increasing players - Nation | The Star ...


'Expose dubious financial schemes' - Nation | The Star Online

 

JJPTR founder says he's seeking help from IT experts - Nation 

 

Investors may lose RM500mil - Nation | The Star Online

 

 

Jack Ma - How To Become A Billionaire (MUST WATCH!)


Jack Ma, founder of Alibaba, is a self made billionaire with a net worth of over $26bn. Discover the secrets to his success in this speech followed by a very interesting Q&A
.


https://youtu.be/-JM_bA3EoMo


China's Top Billionaire explains what's wrong with Donald Trump's Populist rhetoric (2017)

https://youtu.be/Q-0jbIC4yig



Published on 28 Jan 2017 Jack Ma shares his views on globalization and Donald Trump's populist rhetoric. ---------------------------------------------------------------------------------------------------------- Jack Ma founded Alibaba Group, the world's largest collection of e-commerce websites. The Hangzhou, China-based company operates sites

https://youtu.be/yfJlOdgopDo

Published on 24 Mar 2017 In a press conference on March 24, Alibaba Group founder and business magnate Jack Ma spoke about bringing business to Malaysia, his role as the Malaysian Government's digital economy adviser, the Digital Free Trade Zone and his electronic world trade platform initiative. Here is the full press conference of what happened that day.

Jack Ma's Top 10 Rules For Success

Published on 2 May 2015 ✎ Jack Ma is a Chinese business magnate who achieved major success and became a billionaire by founding Alibaba group, a family of successful Internet-based businesses. Jack Ma started his business with $20,000 that his wife and friend helped him raise. He is the first mainland Chinese entrepreneur to appear on the cover of Forbes. He is one of the richest people in the world with an estimated net worth o



https://youtu.be/9e_mqibZc-Q


Related posts:

YBs, please lend us your ears

 

The colour orange: Oren refers to the orange colour of the T-shirts that those arrested by the MACC have to wear when they are brought t... 

Sunday 23 April 2017

Mind your words, please!

The colour orange: Oren refers to the orange colour of the T-shirts that those arrested by the MACC have to wear when they are brought to court.

THE Malaysian Anti-Corruption Commission (MACC) has been in the news almost daily with its arrests of politicians and businessmen, many carrying the Tan Sri and Datuk Seri titles.

This has become the subject of conversation among Malaysians.

To help foreigners, especially those doing business here in Malaysia, below is a compilation of terms that are often used to denote corrupt practices. To the clueless, these words could easily be misunderstood.

Worse, it could land unsuspecting expatriates in serious trouble with the law, especially with the MACC, if they use these seemingly innocent terms without realising their implications.

Here’s a list of everyday words and how they are used.

Jalan – this is a Bahasa Malaysia word for “road”. On the surface, it sounds simple and straightforward. Every road sign begins, mostly, with this word to denote, well, road. If only it was that simple. In reality, it could be the beginning of a corrupt offer.

If someone asks you: “You got jalan ah?” It doesn’t mean seeking assistance for a road direction. In the Malaysian context, it probably means “is there a way to resolve a complicated situation?” Some may argue the word need not necessarily be “illegal” as it could also mean finding a clever way out of a problem.

Kabel – the Malay word for “cable”. Cables are strong, thick wires, which are usually twisted or braided together. Well, in Malaysia, it also means someone in position – a very powerful person, often a politician in high office, or a senior government officer, who is able to help secure a big contract or deal. So, if someone asks whether “you have kabel?” you shouldn’t look puzzled or confused.

It simply means you need to have the support of an influential figure who is as strong as a cable. It’s no longer good enough to “pull strings” but you must be able to “pull cable” for your plans to get off.

Lubang – it literally means a hole. Most Malaysians grumble about lubang or the numerous pot holes along our badly maintained roads. The vulgar ones uses this word with a sexual connotation.

But in the more sleazy world of bribery, lubang means an opportunity, usually an illegal way, to make money. It has nothing to do with holes, as the word suggests.

Kau tim – this is a Cantonese word, which has actually become a Malaysian word, used by all races. It means finished, done or resolved. As simple as that.

But it is also a way of expressing agreement, or to settle a problem with bribery. For example, if you are stopped by a traffic cop for a traffic offence, you may say “boleh kau tim ah?” or the policeman may suggest “macam mana mau selesai, mau kau tim kah?

"Lu tak mau kau tim, mesti susah punya. Nanti kena pi balai, pi court.” (If you do not wish to settle, it can be difficult. You may have to go to the police station or even the court.)

Ta pau – I always thought that this Chinese word means to pack food or a take-away, but it has come to mean a greedy corrupt person who wants to take away the entire loot all for himself without sharing with anyone, as in “he wants to ta pau everything, how can? So greedy one.”

So, no expatriate who has just arrived in town should go around telling everyone that he wants to “ta pau” everything he can lay his hands on. He can be sure of getting strange, hostile stares.

Selesai – it means to end or the end. It could be the end of a movie, the end of a meal or the end of a relationship. It’s a really simple word but in the Malaysian context of corruption, it means “how to resolve this?” or “it has been settled.”

Usually, the act of corruption will begin with a simple question – “So, macam mana mau selesai?” or “how do we settle this?”. For sure, it won’t be a challenge to a fight or a gentlemanly end to a problem with a handshake. Don’t be stupid. It’s an invitation to begin negotiation for, errr, a bribe.

The English version is also often used, as in “can settle ah?”

Lesen kopi – This has to be the Corruption 101 lesson for our young drivers. It is the first step into the world of corruption in Malaysia. Nobody wants to admit it but going by hearsay and unsubstantiated remarks, many Malaysians taking their driving test believe that they need to bribe the examiner in order to pass the very first time. Lesen kopi means bribing to get a driving licence.

So, they earn what is known as “lesen kopi” or licences obtained via corrupt ways, or duit kopi. Small gratification for “coffee” for the testers. Coffee, not tea. Strangely, there is no such term despite our fondness for teh tarik.

It may sound terribly confusing to tea drinking foreigners but please don’t think that this is the reason why so many Malaysians kill themselves or each other on our roads.

Ikan bilis – it refers to anchovies, those tiny fish, usually fried, found in our national food, the nasi lemak. But it also means small fry. So when low-ranking government officers are arrested for corruption, the MACC is often criticised for just going after the ikan bilis and not the bigwigs, known as sharks in the Malaysian context.  

Makan duitMakan essentially means to eat. There’s no way, literally, that a person can eat a ringgit note. But it is synonymous with taking a bribe. It may be confusing to a foreigner as it may seem impossible to eat stacks of ringgit notes but this is Malaysia. We are versatile as well as adaptive. Many people will tell foreigners that they are able to, well, makan duit. Can one, who say cannot?

Oren – It’s not orange juice. It refers to the colour of the round-collared T-shirts that those arrested by the MACC have to wear.

This is the dreaded colour for all suspects, in handcuffs, being led to court in full view of the press.

You can be in red or yellow but orange is a no-no. The new term now is “jangan oren” or “don’t be in orange.”

On The Beat by Wong Chun Wai, The Star

Wong Chun Wai began his career as a journalist in Penang, and has served The Star for over 27 years in various capacities and roles. He is now the group's managing director/chief executive officer and formerly the group chief editor.

On The Beat made its debut on Feb 23 1997 and Chun Wai has penned the column weekly without a break, except for the occasional press holiday when the paper was not published. In May 2011, a compilation of selected articles of On The Beat was published as a book and launched in conjunction with his 50th birthday. Chun Wai also comments on current issues in The Star.

Related posts:

TWO IN COURT: Abd Latif (right) being brought to the Johor Baru Sessions Court by anti-graft officers. He is alleged to have abetted ... 

Let us do more against graft, bring corrupt culprits to court fast ! 

 

Service first, don't waste energy and resources in unproductive ways !

 

Taking action against Corruption!   Political parties should disclose all of their financing and expenditure, says Transparency Intern...

Sunday 9 April 2017

YBs, please lend us your ears


Some of our lawmakers should re-focus their attention and find ways to help ease the cost of living.


IT’S disturbing, to say the least. We have economic issues that Malaysia needs to deal with seriously like the continuing uncertainty in the price of oil, market slowdown and slide in the value of our ringgit which is affecting our country’s coffers.

The cost of doing business has shot up against the backdrop of declining revenue and profits, which worries most Malaysians.

All of us, especially those in the middle and lower income groups, are grappling with the increasing cost of living. The worst hit are the wage earners living in major cities such as Kuala Lumpur, Johor Baru and Penang.

If our elected lawmakers have any idea of what the rakyat is going through, they should be focusing on ways to help ease the cost of living.

Never mind if they have to talk in the Dewan Rakyat till 5am. And to our Yang Berhormats, don’t expect us to sympathise with you, because get this – no one pressured you to be a Member of Parliament. You chose to stand for elections yourself.

But sadly for us, instead of having the chance to listen to top quality debates on ways to help Malaysia find new sources of revenue and not just depend on oil and palm oil, again, we find some of our legislators preferring to channel their energy into religious matters.

Not that religion isn’t a priority for us. It is, but the reality is this: we will never reach common ground.

So, PAS president Datuk Seri Abdul Hadi Awang has managed to table the controversial Private Member’s Bill to amend the Syariah Courts (Criminal Jurisdiction) Act or RUU355, but the debate on it has been deferred. That’s the furthest he gets.

He can keep saying that it will not affect non-Muslims, but the majority of non-Muslims know this to be untrue.

We are a plural society and no one community lives in isolation. Our lives are intertwined and entangled as Malaysians. There’s no such thing as laws that do not affect the entire community.

Abdul Hadi says it isn’t hudud, but hudud is written all over the Kelantan Syariah Criminal Code (II) Enactment (1993) (Amended 2015) and if Abdul Hadi’s Bill is passed, it will only give life to such laws on a national level.

Remember, even a poster of a Bollywood actress pinned up at a watch shop in Kelantan resulted in a non-Muslim shopkeeper being fined because the authorities thought the photograph was sexy. And not to mention the unisex hair salons which have long been penalised.

Abdul Hadi expects us to believe him when he says that non-Muslims will not be affected. And if we go by his “logic”, non-Muslims have no say over the matter.

The majority of Barisan Nasional component parties do not want this Bill – it is that simple – and we are glad that the Prime Minister understands that the coalition operates on consensus.

The fact is that the MCA and MIC have stood by Umno, even when it was at its lowest, since our independence. These are proven friends of more than six decades and not newfound pals who got together because of common political expediency.

Let’s get real. Umno isn’t going to move aside and allow PAS to contest in any constituency in the general election, nor will PAS allow the same for Umno.

Malaysia is a multicultural country founded on the principles of moderation. This is not a Middle East nation, even though the Muslims make up the majority of the population. We should be proud of our unique Malaysian way of life.

I studied Malay Literature for two years in the Sixth Form, sat for the examination (and passed) and when I entered university, I signed up for the Malay Letters Department courses at Universiti Kebangsaan Malaysia.

I wanted to deepen my understanding and appreciation of the Malay arts. Not Arab arts. Malays are Muslims, not Arabs.

Over at the august House, even as Abdul Hadi became the focus of attention after tabling the Bill, we had to put up with Tasek Gelugor MP Datuk Shabudin Yahaya, who at one point suggested that rapists be allowed to marry their child victims as a solution to social problems.

He can keep blaming the press, claiming that he was quoted out of context, but there are certain basic remarks he made that he cannot run away from.

You can watch the video recording of what he said a few times and pause at certain parts of the video. It is pretty clear.

A girl who is nine years old may have reached puberty, but is she old enough to have sexual intercourse after she marries? A rational person would say that she is a child and should be in school or the playground with her friends.

This YB has put Malaysia in the international news for the wrong reason yet again (shame, shame) .... and so soon after the Beauty and The Beast fiasco too.

We can only cringe when we imagine what the world thinks of Malaysia. This is not to say that we wouldn’t readily refute any suggestion that our beautiful country is swamped by paedophiles or nutty lawmakers who are apologists for child marriages.

So, in the end, when Parliament found itself running out of time, we will remember this meeting as one where religious issues were the main concern.

As far as I recall, at least from media reports, no one talked about how we could take advantage of our weak ringgit to get more tourists to come visit us and how we could carry this out with limited funds for international promotions. We also didn’t hear how we could boost the soft economy after two years.

Maybe financial and economic matters are just too complicated for some of these MPs, with their limited knowledge. And these are YBs we have entrusted to speak up for us. After all, we put the future of Malaysia in their hands.


 by Wong chun wai On the beat The Star/ANN

Wong Chun Wai began his career as a journalist in Penang, and has served The Star for over 27 years in various capacities and roles. He is now the group's managing director/chief executive officer and formerly the group chief editor.

On The Beat made its debut on Feb 23 1997 and Chun Wai has penned the column weekly without a break, except for the occasional press holiday when the paper was not published. In May 2011, a compilation of selected articles of On The Beat was published as a book and launched in conjunction with his 50th birthday. Chun Wai also comments on current issues in The Star.

Related articles:

The Star Says :Child marriages always wrong


Video of Shabudin’s remarks on child marriage goes viral




PETALING JAYA: A video of Datuk Shabudin Yahaya’s controversial statement about child marriages in Parliament has gone viral, which appears to raise questions on his claim that his remarks were taken out of context.

After coming under fire for suggesting in the Dewan Rakyat on Tues­day that it is all right for rapists to marry their child victims, the Te­­luk Gelugor MP issued a statement the next day to say that his words had been taken out of context.

In a three-page statement yesterday, Sha­budin continued to blame the media for the outcry over his re­­marks, even saying that their reports bordered on fake news.

In the Parliament recording, Sha­budin argued that it is not a pro­blem for children under 16 years old to marry as their body are phy­sically mature enough for marriage

He said a child who has reached puberty, even at nine years old, could be considered mature.

In some cases, he said, someone aged 12 and 15 could physically look like they were 18, and thus would be ready for marriage.

“In some instances, it is not im­­possible that they get married if they have reached puberty at the age of nine. A 12-year-old may have the body of an 18-year-old which means some girls are ‘physically and spiri­tually’ ready for marriage,” he said.

The former Syariah Court judge is mulling over legal action against the media.

In yesterday’s statement, Shabu­din said his remarks during the debate on the Sexual Offences Against Children Bill 2017 on Tues­day led to an unnecessary outcry after they were inaccurately interpreted in reports by both local and international news organisations.

“In their reports and headlines, both the local and international media gave the perception that I had condoned rapists being allowed to marry underage victims to avoid punishment.

“This is inaccurate and misleading and borders on fake news,” he said.

The Barisan Nasional MP said he had stressed during the debate that rape is a crime whether consensual or otherwise.

“At no point in time did I suggest that the rapists are forced to marry the victims nor did I say that the crime of rape is automatically dropped after marriage.

Shabudin explained that he had given his opinion that the courts should be allowed to rule on cases of statutory rape involving consenting partners, and treat such cases diffe­rently from non-consensual rape, as opposed to an outright ban on underage marriages.

He made the remarks in response to the suggestion by Kulai DAP MP Teo Nie Ching to include child marriage as an offence in the proposed law.

The legal age for marriage in Malaysia is 21 without parental consent, and 18 with parental consent, while the legal age of consent is 16.

However, in certain cases, those below the legal age can marry if given a special marriage licence from the head of their state government or approved by the court.

In a related development, Women, Family and Community Develop­ment Minister Datuk Seri Rohani Abdul Karim defended Shabudin, saying that being a former Syariah Court judge, he had encountered all these scenarios.

“He was not implying that a nine-year-old girl can get married, but rather, he was being detailed in his explanation,” Rohani told reporters at a function yesterday.

She said Shabudin has been “very supportive” of the Bill as he himself had presided over cases of sexual crimes against children.

In Ipoh, Gerakan adviser Tan Sri Chang Ko Youn urged Shabudin to do the right thing and apologise.

“What he said is outrageous. No matter what he tries to say now, the damage has already been done. He should apologise,” he said.

“Otherwise he would present himself as a subject of ridicule and be a liability to Barisan Nasional in the next general election.

Related posts:

Yes, right to comment on Perkasa Chief Ibrahim Ali, selective non-prosecution by A-G! 

 

For the love of Datuk titles 

 

Let us do more against graft, bring corrupt culprits to court fast ! 

 

The real fight of Malaysia is at the capital markets, not the racist card or silat ! 

 

Stop bitting the helping hand